Guide: Finding Available Cooperative Apartments in Zurich

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January 20, 2026

Living in a Cooperative: What to Expect from Cooperative Housing

Cozy living room in a cooperative apartment

Getting a cooperative apartment after a successful application (Anmeldung) is often like winning the lottery. In addition to unbeatably low rents thanks to the cost-rent principle, the focus is often on one thing in particular: communal living, as it is actively celebrated in well-known Zurich settlements like «im Gut». But what does this mean in practice for everyday life?

More than just housing: The community at the center

In contrast to renting from a conventional property management company, in a cooperative you are not just a tenant, but also a co-owner. By purchasing share certificates, you become part of the cooperative. This brings many rights, but also duties:

  • Co-determination: At the annual general meeting, you have a voice and can have a say in important decisions.
  • Common rooms: Studios, workshops, music rooms, or shared roof terraces are often available.
  • Neighborhood help: A strong network of neighbors you can rely on.

Active participation is encouraged

Many cooperatives require you to participate in cooperative life. This can range from organizing the annual summer party or gardening to taking on a board mandate. If you are looking for absolute anonymity, you might not be in the right place in some strongly community-organized building cooperatives (such as Kalkbreite or Mehr als Wohnen).

Sustainability and new forms of living

Zurich cooperatives are often pioneers when it comes to sustainable building and innovative forms of living. So-called cluster apartments (a mix of shared flat and own apartment) or settlements according to the specifications of the 2000-watt society are standard today. This often includes a car-free settlement.

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